Ready to Buy?
I’m here to help.
My goal is to help you navigate the housing market and the buying process while finding you a home that matches your needs and vision.
Buy with Lauren
Let our team help guide you through the necessary steps in the home buying process and find a property you love.
The best way to prepare is to know exactly what to expect. Here are the starting steps that you will need to accomplish before you can receive the keys to your new home.
Check Your Credit Score
Before you begin the process of buying a house, you want to make sure that you’re actually in a position to take on this significant milestone. That’s why the first step is to check your credit score and review your finances.
Save for Down Payment & Closing Cost
Although a mortgage spreads out the cost of buying a house over many years, you’ll still need to provide some money upfront to pay for your down payment and closing costs.
Determine What You Can Afford
Before you speak with a mortgage lender, it’s useful to calculate how much house you can afford on your own. A lender will tell you how much money you qualify for, but you want to know your budget.
Choose a Lender
You should shop around for lenders before choosing one. There can be variations in the interest rates, terms and closing costs that each lender offers. I can offer recommendations for multiple lenders.
Getting Pre-Approved for a Loan
Getting pre-approved for a loan requires a thorough investigation of your finances that includes the verification of your income, assets and credit rating.
Determine Your Priorities
Once you’ve determined how much you can afford to spend on a home, it is time for us to find your home. I will set you up with my Keller Williams app and customized listing emails.
Let's Take the Next Step
Tell us a little about what you are looking for in a new home, and you will get access to our exclusive buying guides to help you understand the process and get started.
Pivot Lending Group
We encourage you to interview lenders to determine the best fit for you. There can be variations in the interest rates, terms and closing costs that each lender offers.
Pivot Lending Group is one of our trusted local partners. Since their creation in 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender.